One-off taxes and costs when you buy a property in Italy

When you buy a property in Italy there are some taxes and expenses you may want to take into account to set your overall budget.
Taxes are different if you buy a prima casa (main residence) or if you buy a seconda casa (holiday home).

Taxes for prima casa bought from a private owner are:
− imposta di registro equivalent to 2% of the cadastral value, which is usually much lower than the market value; however, it can’t be less than €1000;
− imposta catastale €50;
− imposta ipotecaria €50.

Taxes for seconda casa bought from a private owner are:
− imposta di registro equivalent to 9% of the cadastral value, which is usually much lower than the market value; however, it can’t be less than €1000;
− imposta catastale €50;
− imposta ipotecaria €50.

To those taxes, you may want to add the notary fees, anything up from €1000, can easily run into the thousands.
If you plan to have a survey, which is not compulsory, also take into account the surveyor fee, anything up from €500.
Lastly, if you happen to buy through an estate agent, take into account the agent’s fee, anything between 1-10%, the lower the price, the higher the fee.

Source: https://www.agenziaentrate.gov.it/portale/acquisto-di-una-casa-le-imposte

This article is not exhaustive and is a guidance only

If you need assistance with the buying process, please do get in touch.

Barbara De Benedittis Relocation and Legal in Italy